Why use a Mortgage Broker?

Just as insurance brokers find you the best deal on insurance, a BC mortgage broker will find you the best deal on mortgages. Rather than working for one financial institution, MyMortgageBC.Com is an independent BC sub mortgage broker located in BC and deals with many different financial institutions. This allows us to offer you more choices and more competitive mortgage rates. It also means our advice is impartial and based on whatever is in your best interest!

Let a Mortgage expert take care of getting the best Mortgage rate for you.

Because as a mortgage broker we study mortgage rate markets and have direct access to different lenders, we can offer you highly competitive rates that are among the best available. And, while you may not enjoy negotiating with financial institutions, that’s our specialty. We will make sure you get the most attractive rate currently on offer.

We can shop dozens of Mortgage lenders in the time it takes you to book an appointment.

Shopping for mortgages can be time consuming and frustrating if you do it yourself. That’s why more and more Canadians that are shopping for a mortgage are relying on mortgage brokers. MyMortgageBC.Com knows which lenders offer which products and can quickly short list the ones that best match your needs. You’ll end up with the best features and the lowest interest rate, all in one stop.

Advice based solely on what's in your best interest.

As mortgage brokers we don’t work for any of the lenders, we won’t try to lead you in a certain direction. After making sure we understand your needs, we present you with some options and together we decide which mortgage is best for you and your financial future. No pressure. No ulterior motives.

We can explain your mortgage and the process in plain english.

As mortgage brokers, we are 100% dedicated to the financing of your home. We know all about GDS, PIT, ARM, LTV, ETO, etc. and can explain everything you really need to know in easy-to-understand terms. So all you have to think about is enjoying an affordable new mortgage in your exciting new home!

Our Expert Mortgage Advice is free and unbiased.

Even though we work for you (not the financial institution), we get paid by the financial institution (not you!). Their “finders fees” reimburse us for bringing them creditworthy customers like you. And since these fees are similar across most lenders, there’s no incentive for us to favour one lender over another. In very rare instances—if, for example, you have non-standard credit—a broker may charge a fee, but in the vast majority of cases, there’s absolutely no charge of any kind to you!

We are motivated to get your mortgage completed quickly.

After we have analyzed your financial situation and goals, we shop several lenders for the mortgages that best meet your needs. Once we agree on the final choice, your mortgage is placed with the lender of your choice. Only after all the details are taken care of and your mortgage is complete do we receive a “finders fee” from the lender. This provides strong motivation for us to keep your mortgage deal moving forward to early completion!

We deal only with quality Mortgage lenders.